ANNUAL REPORT 2013 for the year ended March 31, 2013

※JavaScriptを有効にしてください。※
tools_title

SIX-YEAR SUMMARY OF SELECT FINANCIAL DATA

As of and for the years ended March 31

    Millions of yen   Thousands of
U.S. dollars
(Note 4)
2013 2012 2011 2010 2009 2008 2013
CONSOLIDATED
For the year:
             
Operating revenues (Note 1) ¥  244,405 ¥  244,009 ¥  285,713 ¥  306,855 ¥  327,089 ¥  345,586 $  2,595,912
Selling, general and administrative expenses 187,171 192,185 235,759 246,305 268,658 265,493 1,988,005
Financial costs 14,922 19,958 22,577 24,377 23,882 22,901 158,495
Operating income 42,312 31,866 27,377 36,173 34,548 57,191 449,412
Net income (loss) 32,770 9,454 12,830 18,680 (55,513) 26,755 348,062
At year-end:              
Total equity ¥ 394,868 ¥  355,727 ¥  347,916 ¥  341,405 ¥  320,595 ¥  418,661 $  4,194,037
Total assets 2,141,802 2,155,906 2,231,247 2,374,129 2,407,064 2,450,637 22,748,828
Interest-bearing debt (Note 2) 1,359,856 1,409,802 1,657,832 1,776,827 1,893,017 1,854,056 14,443,505
Per share data
(in yen and U.S. dollars):
             
Net income (loss) per share ¥ 178.45 ¥  51.48 ¥  69.86 ¥  102.48 ¥  (308.25) ¥  148.78 $  1.90
Equity per share 2,131.58 1,920.65 1,879.98 1,845.82 1,766.95 2,147.04 22.64
Key financial ratios (%):              
Return on equity (ROE) 8.8 2.7 3.8 5.7 7.1  
Return on assets (ROA) 1.5 0.4 0.6 0.8 1.1  
Equity ratio 18.3 16.4 15.5 14.3 13.2 15.8  

NON-CONSOLIDATED
For the year:
             
Operating revenues(Note 1) ¥ 204,121 ¥  210,207 ¥  239,657 ¥  257,924 ¥  270,900 ¥  277,741 $  2,168,045
Selling, general and administrative expenses 149,844 153,505 194,194 205,042 220,708 223,815 1,591,553
Financial costs 16,882 18,809 19,977 22,221 21,530 20,322 179,313
Operating income 37,394 37,893 25,484 30,661 28,661 33,603 397,179
Net income (loss) 24,147 5,613 7,596 16,137 (44,972) 24,578 256,475
At year-end:              
Total equity ¥ 349,202 ¥  322,502 ¥  320,303 ¥  319,712 ¥  304,230 ¥  361,519 $  3,708,997
Total assets 2,051,908 2,059,435 2,097,773 2,200,459 2,220,791 2,066,513 21,794,038
Interest-bearing debt (Note 2) 1,334,302 1,364,960 1,571,610 1,645,206 1,748,245 1,554,629 14,172,087
Key financial ratios (%):              
Return on equity (ROE) 7.2 1.8 2.4 5.2 6.9  
Return on assets (ROA) 1.2 0.3 0.4 0.7 1.2  
Equity ratio 17.0 15.7 15.3 14.5 13.7 17.5  

NON-CONSOLIDATED
Transaction volume:
             
Card shopping ¥3,547,050 ¥3,402,494 ¥3,953,411 ¥3,844,670 ¥3,891,076 ¥3,758,545 $37,674,466
Cash advances 260,089 266,904 371,403 604,347 765,385 836,623 2,762,498
Specialty loans 32,949 34,597 36,514 43,768 326,170 279,970 349,974
Agency services(Note 3) 2,166,062 2,112,431 1,362,275 1,310,419 1,347,260 1,269,578 23,006,504
Leases 105,356 96,852 92,709 100,893 100,272 88,273 1,119,023
Guarantees 115,297 92,837 73,375 85,637 107,532 103,302 1,224,611
Others 23,868 20,482 22,894 23,380 22,475 22,278 253,524
Total transaction volume ¥6,250,675 ¥6,026,599 ¥5,912,587 ¥6,013,118 ¥6,560,174 ¥6,358,572   $66,390,600

Notes:

1. Operating revenues do not include consumption taxes.

2. Interest-bearing debt includes asset-backed securities.

3. Agency services show transactions handled on behalf of other companies’ cards.

4. Japanese yen amounts have been translated into U.S. dollars at the rate of ¥94.15 = U.S.$1, the approximate exchange rate
    on March 31, 2013, for the convenience of the reader.

back to pagetop